Think about all that might be inside of a home you’re renting. Your entire life is in Burnt Hills, NY. If there’s a disaster or a break-in, you need to know that you’re covered. At Anthony Catalfamo Agency LLC, we have the renter’s insurance to offer you protection.

What Your Tenant Rights Are

You have rights as a tenant. Your landlord must provide certain levels of protection for you regarding the house or apartment that you rent in New York. However, they are only responsible for insuring the building itself. Anything on the inside of the rental that belongs to you becomes your responsibility.

With the right policy, you could be protected against such things as:

  • Fire
  • Theft
  • Falling objects
  • Plumbing failures
  • Weight of snow on the roof

Although the landlord is responsible for maintaining the property that you’re living in, you never know what could happen. As such, it’s best to have a renter’s policy in New York that you can rely on, just in case the worst happens.

Finding the Right Renters Insurance

Whether you are required to have renter’s insurance in place or not, you will want to have a policy for financial protection. Consider what could happen without a policy. You could have everything inside of the rental property stolen or destroyed. The only way to get your life back together would be to pay for it all on your own – and that could end up costing tens of thousands of dollars.

There are ways to customize a policy to meet your needs. It ensures that you’re able to repair or replace anything in an insurance claim. It’s much easier to pay the cost of the deductible than the total value of all that was lost.

Find out how to protect the home you’re renting in Burnt Hills, NY by calling Anthony Catalfamo Agency LLC to speak to one of our agents today.

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