MOTORCYCLE INSURANCE AGENT SCOTIA NEW YORK
Driving a motorcycle throughout Burnt Hills, NY can be one of the best ways to get around. It’s one of the more affordable modes of transportation available to you, too. It’s simply important for you to have an insurance policy to protect you and your motorcycle. At Anthony Catalfamo Agency LLC, we can help you find a motorcycle insurance policy that works for you and your budget.
Is motorcycle insurance required?
Any vehicle that will be on the roads of New York will require insurance. Otherwise, the DMV can suspend not only your vehicle’s registration but also your driver’s license. The state dictates the insurance requirements, including bodily injury and property damage liability.
Additionally, if you’re still making payments on your motorcycle with the bank, the lienholder may have added insurance requirements. All of this is done to protect the investment until it is paid in full. Once you own your motorcycle outright, you can determine what coverage you have on it, as long as it meets the state minimums.
What to Look for in Motorcycle Insurance
Not all insurance policies are created equally. When you’re shopping for a policy for your motorcycle in Burnt Hills, NY, you need to make sure it covers the areas that are important.
The first thing you want to look at is how your motorcycle is valued. Especially if you have added a number of aftermarket parts, you want to make sure the insurance company would cover the real value, not the depreciated value.
As you browse policies, it’s also important to look at:
- The total level of coverage
- The reputation of the insurance company
- The cost of monthly premiums
With the help of one of our independent agents, we can guide you through the process to ensure you have considered everything.
Learn more about a motorcycle insurance policy in New York by calling us at Anthony Catalfamo Agency LLC.