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Floods can occur when you least expect them. They happen when there are storms, when the snow melts, and even when there are issues with drainage systems. If they damage your home or what’s inside, you want to have flood insurance to turn to. With the help of our agents at Anthony Catalfamo Agency LLC, we can ensure you have flood insurance that you can depend on in Burnt Hills, NY.

What does flood insurance cover?

There are a lot of things that you need to know about flood insurance. It can cover not only your home but all of your home’s belongings.

Regardless of where you live, you can opt for flood insurance as extra protection over your home. The policy would cover such things as damage from:

  • Mudslides
  • Tidal waves
  • Melting snow
  • Storms/hurricanes
  • Damaged drainage systems

You can have a policy customized to meet your needs. This way, it can cover everything from your personal belongings to damage inside of your basement. It’s all about making sure that you have the right coverage for your home.

Is flood insurance required?

Many people make the assumption that floods are covered by home insurance in New York. This isn’t the case, however. In addition to it not being covered, it may or may not be required. It all depends on where you are located within the FEMA maps. If you’re in a high-risk area, you will need to have the coverage. Otherwise, it is up to you as to whether you want it.

Considering you never know whether you’re going to experience a flood around your home in Burnt Hills, NY. Although it may not be required, it can be advantageous. It ensures that if there’s flooding for any reason, you can call your insurance company to have the issue resolved.

Contact one of our independent insurance agents at Anthony Catalfamo Agency LLC today to learn more about flood insurance in Burnt Hills, NY.

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