Based in Burnt Hills, NY, Anthony Catalfamo Agency LLC serves the community by offering residents a variety of insurance options. We strive to help our clients find the coverage they need to live life with peace of mind. As an independent insurance agency, we have established great relationships with several carriers throughout the region.
Flood Insurance Myths Exposed
During warm periods in the Winter, snow starts to melt. This increases the risk of your Burnt Hills, NY property being the victim of a potential flood. As the snow starts to melt, the risks increase that your drainage system may be damaged. This may impact your personal belongings inside your property. That’s why your home must be protected. Flood insurance covers your home and personal items if they are damaged due to severe flooding. While you are researching different policies, avoid these common flood insurance myths.
YOU DON’T NEED FLOOD INSURANCE IF YOU AREN’T A HOME OWNER.
Whether you have a home or a rental property, flood insurance is an asset. If you have any valuable items, the policy covers them if they are damaged.
I WON’T BE ABLE TO FIND COVERAGE DUE TO A PREVIOUS FLOOD.
This is incorrect. Even if your property was flooded in the past, you should still be able to find coverage. Be sure to research each policy carefully.
I CAN’T INSURE MY BASEMENT.
This is not an accurate statement. The policy covers any appliances connected to the home structure, such as water heaters, furnaces, and oil tanks.
I SHOULD LOOK AT POLICIES RIGHT WHEN A FLOOD IS IMMINENT
While you may research coverage at any time, waiting until the last minute to find coverage is a potentially disastrous situation. Be aware that there is a grace period at the start of your policy. Waiting too late to look for a policy may leave you unprotected.
Anthony Catalfamo Agency LLC Will Help You Find Coverage
Contact our office today to learn more information about flood insurance.