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Purchasing auto insurance is more than just a good idea—it’s the law. In New York, we are all required to carry at least a minimum amount of coverage while on the road and failure to do so can have serious consequences. Thankfully, our knowledgeable and experienced team at the Anthony Catalfamo Agency LLC is here to help with all your Burnt Hills, NY auto insurance needs.

Do You Need Full-Coverage, Liability Only, or Something Different?

Choosing the right level of auto insurance coverage for your needs is important. In New York, all vehicle owners much have a minimum level of liability insurance of:

  • $25,000 bodily injury coverage and $50,000 death coverage per person.
  • $50,000 bodily injury coverage and $100,000 death coverage for two or more people involved in an accident.
  • $10,000 property damage coverage.

It is important to remember that these are third-party coverages meaning they only pay for the people involved in the other vehicle if you’re involved in an at-fault accident.

To protect your vehicle, you want to have comprehensive and collision coverage. These are not required by law, but they are a great way to protect your investment in your vehicle against the unknown.

And that’s just the start of buying auto insurance. For more information, you should schedule an appointment with our team.

Various Challenges Associated with Buying Car Insurance

As dedicated insurance professionals, we know that it isn’t always easy to purchase quality auto insurance. Challenges such as previous tickets, accidents, and gaps in coverage can make it difficult to obtain the coverage you need. Thankfully, our team is here to help you overcome these issues and get back out on the road, both legally and safely.

Our Team of New York Auto Insurance Experts is Here to Help

Are you looking for auto insurance in Burnt Hills, NY? Our team at the Anthony Catalfamo Agency LLC has you covered. Please contact us today to schedule a no-obligation policy appointment.

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