Owning a boat in Burnt Hills, NY is a luxury. While you’ve put a lot of time and effort into caring for your boat and using it, don’t you think it’s a good idea to insure it, as well? At Anthony Catalfamo Agency LLC, we think so, and that’s why we’ve put together this handy list that gives you three reasons why you need boat insurance. Read on to learn more.

1. Get Protection Against Liability

If you were to cause an accident with your boat, you’re liable for any damages and/or injuries to the other party. A boating accident doesn’t need to involve another boat, however, and can happen regardless. Someone could get injured waterskiing, or another accident could occur that’s your fault and for which you’ll need boat insurance to protect you against liability. This, in turn, will protect your assets, like your boat, home, car, and savings that you might have to use if not insured.

2. Repair Your Damaged Boat

If your boat is damaged, whether it’s your fault or not, you can submit a claim to fix the damages. If you have a boating accident with an uninsured boater and your boat is beyond repair, you’ll need a policy of your own to cover the costs. Without a boat insurance policy, you will have to replace your boat out-of-pocket.

3. Replace Your Stolen Boat

This point is straight forward. Boat insurance covers a boat getting stolen. Without boat insurance, you’re out of a boat.

To learn more about purchasing boat insurance in Burnt Hills, NY, contact our friendly team at Anthony Catalfamo Agency LLC. Our reputable agents are waiting to take your call and answer all of your questions. They’ll help you compare boat insurance policies, find the right one, and bundle your policies under one insurance carrier for added savings.